A DISSEMINATION OF ACTUAL FACTS AND TRUTHS TO THE LARGEST FRAUD AND CRIMINAL CONSPIRACY IN HISTORY
In October 2001 it began, spurred on by the Office of Comptroller of Currency, whom I hold expressly responsible, for deregulation and preemptive policies that gave to a blank check to US Bank and the entire banking industry, to commit wanton and unlawful acts of extortion, embezzlement, wire and mail fraud, and personal threats with complete and total impunity. To this day, it greatly angers me, how it is that than President of US Bank’s Consumer Lending Division, Charles O. Moore, got away with personal threats against my person, how it is that these were made not only against me, but also through my, now dearly departed mother, still greatly angers me. How US Bank got away with intentionally destroying our credit, how homeowners insurance was canceled by US Bank’s breach of contract, how US Bank came after us to financially and economically to destroy us while the OCC, Oregon AG, and every single state and Federal agency spit it in our eye and turned their backs, is beyond reprehensible.
That was just the beginning, under duress and threat by US Bank, with our finances and credit destroyed, in a system that could give a damn about Constitutional, common law, moral and natural law, the nightmare moved on to William David Dallas and Ownit Mortgage Solutions. They were a solution, alright: to line their own pockets and the pockets of Merrill Lynch and Bank of America, with our stolen assets and properties.
From inception I was ignorant, incompetent and lack capacity to function in a society in which transparency is a commodity afforded only by those knowing of the truth, whose ‘trade secret’ is the intentional and active concealing of that truth from 99% of the consuming public.
Due to over 10 years of self-education and RESEARCH, I am no longer incompetent and can say I am sophisticated in the knowledge and understanding of the NOT in ordinary course trade practices. This being, what was intentionally concealed from me by unlawful acts of criminals whom I make demand be held to account.
Through and by the deceptive practices of Fannie Mae and Freddie Mac with regards to the Fannie/Freddie Standard Uniform Instrument and attached riders, my identity, personality, signature, and name was stolen by a hidden and concealed agreement blows the walls, ceiling and floor of the 4-corners. This in an agreement that was created by Presidential mandate to have NO hidden terms and conditions, yet the inclusion of MERS to standard form entirely violates Presidential mandate upon which this standard form was created.
As such, I declare the entire contract null and void and demand government actions be taken to restore my honor with reversion of all properties, proceeds, and insurances embezzled and extorted from me, neatly tucked away and hidden in ludicrous and ridiculous ‘Science and Technology’ Christian Science Practitioner and other IRS tax shelters.
Through and by, intentional misrepresentation of MERS and by intentional omission that MERS is really MERS®, a United States Registered Trademark, I was denied what the Lanham Act was established to protect consumers. This being to source the goods and products that I purchase. Do not dare anyone come back with comments that is poor due diligence on my part, for here it is 2017, 12 years after the execution of the fraudulent contract with Ownit, and I am one of the very few, if not only person out of over 100 million to have discovered and unraveled what is truly the largest fraud in the history fraud in the civilized world.
For under the MERS® United States Registered Trademark/Service Mark, that which I was denied my right to source, is a credit/security agreement between Mortgage Electronic Registration Systems, Inc. (MERS) and Nationsbank (Bank of America). This is an agreement of involuntary servitude that I was incorporated into by mere reference without a single utterance of disclosure or representation.
Through this privately and intentionally concealed agreement, my identity, my name, my signature, my trade name, my common law protected copyright and trademark, which is all my PRIVATE personal and intellectual property of substantial and considerable value (UCC 9) was stolen, trespassed and infringed upon.
As a result, my private has been dragged into the private hands of MERS and its criminal successors in assign and made grantor and collateral guarantor in innumerable numbers of patented financial schemes for massive profits, proceeds, and insurances of every sort and kind concealed and hidden away in separately managed accounts and trusts. Prima facie evidence of this is the attached MERS/NB agreement.
We were sold to MOM – MERS on Mortgage, which is Merrill Lynch, more specifically the global wealthy clients of Merrill Lynch and taken to separately accounts and trusts through and by ML’s estate stealing patents (see attached), all of which are neatly wrapped around and hidden in IRS tax sheltering schemes.
We have been made prostitutes in trade through and by the undisclosed processes, patents, and undisclosed agreements under trademarked goods, and pimped out the world over by Ownit Mortgage/Merrill Lynch/Bank of America/Wells Fargo/JP Morgan Chase/Washington Mutual/Bear Stearns/Lehman Brothers/Goldman Sachs/Federal Home Loan Bank/Federal Reserve/Morgan Stanley/Deutsche Bank/Litton Loan/Ocwen/Avelo Mortgage/Archon Group/Radian Group/First American Title/Corelogic/Northwest Trustees/UBS/Credit Suisse/Barclays/C-Bass/Fannie Mae/Freddie Mac/Lawyers Title/Commonwealth Equity Services/ Commonwealth anything and everything actually/Fidelity/Ticor Title/ISO/ANSI/Mindbox/Brightware/Inference Corporation/Level 5 Communications/MDA Corporation/Security Pacific Home Loan/HSBC – which includes all subsidiaries and affiliated companies, LLC’s, LLP’s., PLC, LTD and others in just this partial list that if continued would fill another full page.
So while my private personal and intellectual property of substantial and considerable value is padding the accounts and trusts of the criminals who stole it, on the public side I am being defamed of character and targeted for financial and economic destruction.
This is handled by the patent attorneys Hunton-Williams and similar others whose patented processes have entirely fixed the system through and by fabrication, forgery, and kickbacks, presented to the public with the smile and glean as ‘ordinary course’ foreclosure on an ‘ordinary course’ mortgage loan transaction.
The patent attorneys, knowing full well they are violating the Constitutional rights of an entire society, that at minimum are equal protection, due process and First Amendment, send in foreclosure mill attorneys to carry out the dirty work with fraud on the court and wrongful foreclosure actions that have not basis whatsoever in truth and fact. The only basis being in fraud, that is to say the ‘ordinary course’ fabrication.
Let’s talk about the Ownit alleged mortgage loan transaction, because I want no confusion nor do I wish the IRS or anyone dodge around the facts and truths, to which I can and will deliver the equivalent of a U-Haul filled with documented evidence to all alleged herein. As stated above, I am well acquainted and competent to the fraudulent and deceptive practices that have rendered myself and family dire financial and economic harms, and I will be heard.
Ownits’ did not sell its loan originations to Merrill Lynch, because there were no mortgage loans as evidenced by Ownits’ bankruptcy. On motion by William Dallas, the court granted the destruction of 3 offices filled floor to ceiling with documents on claims all were unapproved loans. In other BK court documents and schedules, Ownits’ alleged UCC3 negotiable instrument loan originations were ‘held for sale’ meaning there was never a mortgage loan and Ownit was not a mortgage lender.
The Ownit business model as an originator and lender to consumers of residential mortgage loans was a staged deception, and ideal cover to concealing a sophisticated transaction and investment schemes in which unknowing and uninformed consumers are lender, investor, and creditor, but by deceptive practices made to believe they are a debtor.
Ownit’s business model was founded on sophisticated processes and procedures entirely unknown to consumers conditioned by decades of ordinary course paradigm. Given concealment and misrepresentations, I lacked the capacity and competence agreeing to a transaction founded on public and consumer unknowns, which was well suited to the unlawful schemes and model of Ownit/ML.
Ownit was a ‘peddler’ of ‘fixed to fail’ automated Trademarked financial goods, best summarized by comments written by Trademark Review Attorney in a final refusal to register Ownit’s application of ‘RightLoan’ for US Trademark Registration.
‘Applicant also argues that the purchasers of its services are sophisticated, making confusion less
likely. However, the recited services of the respective parties are not limited to professionals with
extensive experience in the trade, but are stated broadly, and would include services offered to
ordinary purchasers, who may obtain mortgages only a small number of times in their lifetimes.
It may be presumptuous to believe that these purchasers are sophisticated or experienced in
these matters, and indeed they may not be. Even assuming arguendo that they are sophisticated or
knowledgeable in applicant’s field, this does not necessarily mean that they are sophisticated or
knowledgeable in the field of trademarks or immune from source confusion. See In re Decombe, 9
USPQ2d 1812 (TTAB 1988); In re Pellerin Milnor Corp., 221 USPQ 558 (TTAB 1983); TMEP
If this were an ordinary course mortgage loan refinancing and the Fannie/Freddie Standard Uniform Instrument were a UCC3 negotiable instrument, Ownit would have relinquished all rights, title, and interest with the sale of the alleged loan to Merrill Lynch with a bill of sale, endorsements, documented to county record.
Ownit took our legally owned asset of $425,000 to Merrill Lynch where it was capitalized for greater than full amortized value in excess off $1.5 million, the proceeds of which were taken off books under Merrill Lynch’s wealthy private clients separately managed accounts. Not once, not twice, but dozens of times over, prostituting us out as grantors in patented fabricated and forged financial wealth, estate and bonding schemes. Of course all, molded around IRS tax sheltering, so all credits, exemptions, and benefits are taken by the criminals who engineered these schemes.
I believe this is referred to as capitation with the intentional failure to derecognize the asset, given all proceeds were taken to the private, thereby leaving a $425,000 debt receivable. What was misrepresented as a mortgage loan in homeownership, is actually a UCC2A leaseback back to us going to a future repurchase of principle. From the accounting standpoint, the transaction is an initial commercial construction contract that anticipates a future completion, FINRA FAS 140-3, requiring same book accounting. Just another in an exhaustive list of unlawful practices the IRS through tax shelters gives protection.
It further is a transaction founded on UCC9 conversion and trading of stolen, trespassed and infringed upon identity, signature and name, an investment transaction of intellectual and personal properties, which lawfully, morally, and rightfully is for my benefit, as it is my private property, and no one else’s’. Any and all distinctions to ordinary course and UCC3 negotiable instruments are fabrications and fraud on the marketplace serving to unjust enrichment that moves to the theft of real property by wrongful act, which all goes to the endgame that is the forced abandonment of estate, behind the disguise of a foreclosure.
It was by no accident that shortly after our alleged loan origination underwritten with standards of full documentation and verification, Ownit and its equity partners Bank of America and CIVC Partners with newfound equity partner Merrill Lynch, suddenly abandoned all lending standards around September 2005. It was by no accident that Ownit practically handed out mortgage loans to persons on stated income with no money down, many who never would have qualified were Ownit not to have abandoned lending standards.
It was by no accident that Merrill Lynch ordered all its warehouse lenders to follow the same abandoned lending standards. It was by no accident there was a sharp rise in defaults attributable to these stated income no-docs early payment default. It is by no accident that 1.5 years after Ownit abandoned standards was forced into bankruptcy by its own equity partner, Merrill Lynch, expressly due to a sharp rise in defaults directly caused by Ownit/ML abandoned standard policy. It is not by accident that Merrill Lynch forced all its warehouse lenders forced to adopt ML abandoned lending standards into bankruptcy. It was by no accident because it was the intentional business model of Merrill Lynch and Ownit to originate loans to fail with bankruptcy as the exit strategy.
It was by no accident that the entire economy crashed, that was a planned and patented event. Treasury fell for it and bailed out the banks abandoning the real and true secured parties, investors, and beneficiaries, leaving us to the unlawful devises of criminals, pirates, thieves, who are neatly docked in safe harbor and IRS tax sheltering schemes.
We demand William David Dallas be criminally investigated and held to account for the unlawful procurement of human cattle, who were lured and gathered into giving issuance to a registered land asset, disguised by misrepresentation of an ‘ordinary course’ mortgage loan transaction. The sponsors and participants that allowed this happen were the most trusted of entities and figureheads of the American housing market: Fannie Mae and Freddie Mac.
Fannie and Freddie emulated the American Dream with images 4th of July parades, grandmas apple pie, land of the free home of the brave, pursuit of happiness to achieving the dream of homeownership. Facts and truths on the table though, Fannie and Freddie betrayed all trust, and nothing but thieves and criminals who knowingly and willingly sold away the freedoms of over 400 million into a life of involuntary servitude.
The Fannie Mae and Freddie Mac Standard Uniform Instrument is supposed to be the standard form mortgage loan contract created by Presidential Mandate of Richard M. Nixon with strict guidelines conforming to a four-corner agreement. All terms and conditions were to be clearly expressed within the four corners, absent any and all hidden terms and conditions, thereby guaranteeing the protection of consumers from unscrupulous lenders. Standard forms were written in conjunction to a set of Uniform codes and statutes with all rights and responsibilities clearly spelled out and enforceable to the four corner rule.
Fannie Mae and Freddie Mac, are sponsors and parties to deceptive trade practices by exercising sophisticated processes and procedures that are not ordinary course without any truthful or factual representation or disclosure, rather participating with intentional misrepresentations of ‘ordinary course’, with the full understanding and knowledge such actions violate the Dosts’ Constitutional equal protections, due process, and First Amendment.
Fannie Mae and Freddie Mac breached consumer confidence, trust, good faith and fair dealing, and contract, as the Dosts’ came to learn and have known for several years, by the obliteration of the four-corner ruling through and by intentional misrepresentations on the one hand, and certain intentional omissions on the other, specific to Mortgage Electronic Registration Systems, Inc. (MERS).
William David Dallas/Ownit and its partners Merrill Lynch and Bank of America failed to perform the alleged UCC3 negotiable instrument, Fannie/Freddie Standard Uniform Instrument (Deed of Trust and attached riders), breach of trust, breach of good faith and fair dealing, breach of goodwill, and breach of contract and “paper document’ agreement by conversion to an electronic SMARTDOC fractionalized to automated electronic business objects. More disturbing was the lifting of our signatures with conversion to electronic crypto digital PKI private/public key signatures, as more fully stated sections below.
Conversion under e-Sign is particularly disturbing considering we insisted from day to Ownit and the closing agent, Ticor Title, that we would not accept electronic documents or signatures, agreeing only to paper documents and blue-ink handwritten signatures. The reason the closing documents are dated May 10, 2005, but signed and dated May 12, 2005 is because we walked of the closing on May 10, 2005, the result of Ticor Title’s trying to strong-arm us into accepting electronic documents and e-Sign. We came back 2 days later once our demand for paper documents was fulfilled.
Now we come to discover the IRS is supporting the thieves, pirates, and trespassers upon our property, whom the IRS refers to as ‘practitioners’ and those who make pledge to e-file under e-Sign. How convenient is that ‘practitioners’ – Ownit, Litton, Ocwen, Deutsche Bank, and a plethora of others, neatly fit into IRS tax shelters as Christian Science PRACTITIONERS and other shelters. It is beyond reprehensible, that all this lay concealed and hidden from not only the general public, but to the real and true Principal secured party, Master Account Holders, Holder-in-due course, and beneficiaries.
By all appearance, supported by documented evidence that could fill a U-Haul, the IRS is an accommodating party to the largest fraud this world has ever seen. Excuse me, not yet seen, as it is all mired and intentionally concealed behind the ‘ordinary course’ public deception/fabrication, in other words behind a wall of active and ongoing fraud.
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